1. Nature of Our Services

mrscalper ("we," "us," or "our") provides trading tips, market insights, stock recommendations, and educational content related to equity trading, futures, options, and other financial instruments. Our services are intended solely for informational and educational purposes.

1.1 What We Provide:

• Market analysis and trading recommendations
• Technical and fundamental research insights
• Entry and exit point suggestions with stop-loss levels
• Educational content about trading strategies
• Real-time market updates and alerts

1.2 What We Do NOT Provide:

• Guaranteed profits or returns
• Investment advice tailored to your specific financial situation
• Management of your trading account or funds
• Legal, tax, or accounting advice
• SEBI registered investment advisory services

2. No Guarantee of Profits

We explicitly state that:

• NO GUARANTEED RETURNS: We do not guarantee any specific profit, return on investment, or trading outcome. All trading tips and recommendations are based on our analysis and research, but market conditions can change rapidly and unpredictably.
• PAST PERFORMANCE: Any past performance results shared by us are not indicative of future results. Historical success does not guarantee future profitability.
• RISK OF LOSS: Trading in stocks, derivatives, futures, and options carries a high level of risk and may result in the loss of some or all of your invested capital.
• MARKET VOLATILITY: Financial markets are subject to rapid and significant price fluctuations that can result in substantial losses within short periods.

3. Your Responsibility & Liability

3.1 Independent Decision Making:

You acknowledge and agree that:

• All trading decisions are YOUR sole responsibility
• You will conduct your own due diligence before making any investment
• You will not rely solely on our recommendations without independent verification
• You understand the risks associated with trading and accept full responsibility for all outcomes
• You have the knowledge and experience necessary to evaluate the risks and merits of any trade

3.2 No Liability for Losses:

YOU EXPRESSLY AGREE THAT:

• mrscalper and its owners, employees, partners, and affiliates SHALL NOT BE LIABLE for any losses, damages, or expenses incurred as a result of using our services, tips, or recommendations
• We are not responsible for any trading losses, missed opportunities, or adverse market movements
• We do not guarantee the accuracy, completeness, or timeliness of any information provided
• Technical issues, delays in receiving tips, or communication failures are not our responsibility
• You waive any right to hold us accountable for financial losses resulting from trading activities

4. No Professional Advice

Our services do not constitute:

• Investment Advisory: We are not SEBI registered investment advisors. Our tips are for informational purposes only.
• Financial Planning: We do not provide personalized financial planning services.
• Tax Advice: Consult a qualified tax professional regarding tax implications of your trades.
• Legal Counsel: We do not provide legal advice regarding securities regulations or compliance.

5. Market Risks & Limitations

5.1 Market-Specific Risks:

• Equity Trading: Stock prices can be volatile and may decline rapidly
• Derivatives Trading: Options and futures involve high leverage and can result in losses exceeding initial investment
• Intraday Trading: Day trading and scalping strategies carry extreme risk due to rapid price movements
• Market Gaps: Prices may gap up or down, potentially bypassing stop-loss orders
• Liquidity Risk: Some securities may be difficult to sell quickly at desired prices

5.2 Information Accuracy:

• Market data may be delayed or inaccurate
• Our analysis is based on available information at the time, which may change
• Technical or communication errors may occur
• Tips may be sent with delays due to technical issues

6. Regulatory Compliance

You are solely responsible for:

• Ensuring your trading activities comply with all applicable laws and regulations
• Maintaining proper documentation for tax purposes
• Understanding and following SEBI guidelines and exchange regulations
• Verifying that you meet eligibility requirements for derivatives trading
• Reporting income and paying taxes on trading profits

7. Subscription & Refund Policy

• All subscription fees are non-refundable once services commence
• No refunds will be provided for trading losses or unsatisfactory performance
• We reserve the right to modify or discontinue services with notice
• Package prices and terms may change without prior notice

1. Introduction

mrscalper ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

By using our services, you consent to the data practices described in this policy.

2. Information We Collect

2.1 Personal Information:

• Contact Information: Name, email address, phone number, WhatsApp number
• Account Information: Username, password (encrypted), subscription details
• Address Information: City, state, country, postal code
• Payment Information: Billing details, transaction history (processed through secure payment gateways)
• Communication Records: Messages, inquiries, support tickets, feedback

2.2 Automatically Collected Information:

• Device Information: IP address, browser type, operating system, device identifiers
• Usage Data: Pages viewed, time spent, click patterns, access times
• Cookies and Tracking: Session cookies, preference cookies, analytics cookies
• Location Data: Approximate geographic location based on IP address

2.3 Optional Information:

• Trading experience and investment goals (for service customization)
• Demat account details (if you choose to share)
• Feedback and testimonials

3. How We Use Your Information

We use collected information for the following purposes:

3.1 Service Delivery:

• Provide trading tips, recommendations, and market insights
• Send real-time alerts and notifications via WhatsApp, SMS, or email
• Manage your subscription and account
• Process payments and maintain billing records
• Deliver customer support and respond to inquiries

3.2 Communication:

• Send service-related announcements and updates
• Provide educational content and market analysis
• Share promotional offers (with option to opt-out)
• Conduct surveys and gather feedback

3.3 Improvement and Analytics:

• Analyze usage patterns to improve our services
• Conduct research and development
• Monitor and analyze trends in the markets and user behavior
• Enhance user experience and website functionality

3.4 Legal and Security:

• Comply with legal obligations and regulations
• Prevent fraud and unauthorized access
• Protect rights, property, and safety of users
• Enforce our terms and conditions

4. Information Sharing & Disclosure

We do NOT sell your personal information to third parties.

4.1 We may share information with:

• Service Providers: Payment processors, SMS/WhatsApp service providers, email platforms, hosting services (who are contractually obligated to protect your data)
• Legal Authorities: When required by law, court order, or governmental request
• Business Transfers: In case of merger, acquisition, or sale of assets (with notice to users)
• With Your Consent: Any other disclosure with your explicit permission

4.2 We do NOT share:

• Your trading strategies or portfolio details with anyone
• Personal contact information with marketers or advertisers
• Financial information beyond what's necessary for payment processing

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information:

• Encryption: SSL/TLS encryption for data transmission
• Secure Storage: Encrypted databases and secure servers
• Access Controls: Limited employee access on need-to-know basis
• Regular Audits: Periodic security assessments and updates
• Secure Payment Processing: PCI-DSS compliant payment gateways

6. Your Rights & Choices

6.1 You have the right to:

• Access: Request a copy of personal information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your account and data (subject to legal retention requirements)
• Opt-Out: Unsubscribe from marketing communications (service updates may still be sent)
• Data Portability: Request your data in a structured, commonly used format
• Withdraw Consent: Withdraw consent for data processing (may affect service delivery)

6.2 Cookie Management:

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

7. Data Retention

• We retain personal information for as long as necessary to provide services
• Account information is retained during active subscription
• Transaction records are kept for 7 years for tax and legal compliance
• Communication logs are retained for 2 years
• After account closure, data is deleted or anonymized within 90 days (except where legal retention is required)

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies before providing any information.

9. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we discover we have inadvertently collected data from a child, we will delete it immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place for such transfers.

11. Changes to Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. Continued use of services after changes constitutes acceptance of the updated policy. For material changes, we will provide prominent notice.

12. Contact Information for Privacy Concerns

For questions, concerns, or requests regarding your privacy or this policy:

• Email: info@mrscalper.live
• Phone: +91 8691814369
• Response Time: We aim to respond within 48 hours

1. Acceptance of Terms

By subscribing to, accessing, or using mrscalper's website, mobile application, WhatsApp services, or any other platform where our services are offered (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, along with our Disclaimer and Privacy Policy.

1.1 Agreement Scope:

• These terms apply to all users, subscribers, and visitors
• Additional terms may apply to specific services or packages
• These terms supersede any prior agreements or understandings

2. Eligibility Requirements

To use our Services, you must meet the following criteria:

• Age: You must be at least 18 years old
• Legal Capacity: You must have the legal capacity to enter into binding contracts
• Trading Account: You must have a valid demat and trading account with a registered broker
• Compliance: You must comply with all applicable laws and regulations
• Jurisdiction: Our services are primarily intended for residents of India
• No Restrictions: You must not be subject to any restrictions or prohibitions from trading in securities

3. Service Description

3.1 What We Offer:

• Trading tips and recommendations for equity cash, futures, and options
• Market analysis and research insights
• Entry and exit point suggestions with stop-loss levels
• Real-time market alerts via WhatsApp, SMS, or email
• Educational content and trading strategies
• Customer support during market hours

3.2 Service Limitations:

• Services are provided on an "as is" and "as available" basis
• We do not guarantee uninterrupted or error-free service delivery
• Technical issues may cause delays in receiving tips or alerts
• Market conditions may change rapidly, affecting tip relevance
• We reserve the right to modify, suspend, or discontinue services temporarily or permanently
• Service availability may be affected by internet connectivity, platform downtime, or force majeure events

3.3 Not Included in Services:

• Portfolio management or fund management services
• Execution of trades on your behalf
• Personalized financial planning or investment advisory
• Tax planning or legal advice
• Guaranteed returns or profit commitments

4. Subscription Plans & Pricing

4.1 Package Selection:

• We offer multiple subscription packages (Silver, Platinum, Premium, etc.)
• Each package has specific features, pricing, and duration
• Package details are described on our website and may be updated periodically
• You must select a package that suits your trading needs and risk tolerance

4.2 Payment Terms:

• Advance Payment: All subscriptions require full payment in advance
• Payment Methods: We accept online transfers, UPI, credit/debit cards, and other specified methods
• Currency: All prices are in Indian Rupees (INR) unless otherwise stated
• Taxes: Prices include applicable GST and other taxes
• Payment Confirmation: Services commence only after payment confirmation
• Failed Payments: Failed or declined payments may result in service suspension

4.3 Price Changes:

• We reserve the right to change package prices at any time
• Price changes will not affect existing active subscriptions
• Renewals will be charged at the then-current rates
• Promotional offers are subject to specific terms and time limits

4.4 Subscription Duration & Renewal:

• Subscriptions are valid for the specified period (monthly, quarterly, etc.)
• Services automatically expire at the end of the subscription period
• Renewals require fresh payment - subscriptions do NOT auto-renew unless explicitly agreed
• We may offer early renewal discounts at our discretion

5. Refund & Cancellation Policy

5.1 No Refund Policy:

• NON-REFUNDABLE: All subscription fees are strictly non-refundable once services commence
• No Performance-Based Refunds: Refunds will NOT be provided based on trading losses or unsatisfactory performance
• No Partial Refunds: Early cancellation does not entitle you to prorated refunds
• Service Issues: Technical issues or service delays do not qualify for refunds

5.2 Exceptions (at sole discretion):

• If services have not commenced and cancellation is requested within 24 hours of payment
• If we are unable to deliver services due to reasons solely attributable to us
• Such exceptions require written request and approval from management

5.3 Service Cancellation by User:

• You may cancel your subscription at any time by contacting us
• Cancellation takes effect at the end of current billing period
• No refunds will be issued for the remaining subscription period
• You will continue to receive services until subscription expires

5.4 Service Termination by Us:

• We reserve the right to terminate services for violation of these terms
• We may suspend or terminate accounts engaged in fraudulent activities
• Refunds for terminations initiated by us will be at our sole discretion

6. User Responsibilities & Conduct

6.1 You agree to:

• Provide accurate and complete information during registration
• Maintain confidentiality of your account credentials
• Use services only for lawful purposes
• Not share, resell, or distribute our recommendations to third parties
• Conduct your own research before making trading decisions
• Comply with all applicable securities laws and regulations
• Notify us immediately of any unauthorized account access

6.2 You agree NOT to:

• Share your login credentials with others
• Copy, reproduce, or redistribute our content without permission
• Use services for any illegal or unauthorized purpose
• Attempt to hack, disrupt, or damage our systems
• Engage in market manipulation using our tips
• Hold us liable for any losses or damages
• Make false claims or misrepresent our services

7. Intellectual Property Rights

• All content, including text, graphics, logos, analysis, and recommendations, is owned by mrscalper
• You are granted a limited, non-exclusive, non-transferable license to use our services
• You may not reproduce, modify, or distribute our content without written permission
• Violation of intellectual property rights may result in immediate termination
• We reserve all rights not expressly granted in these terms

8. Limitation of Liability

• mrscalper and its owners, directors, employees, agents, and affiliates SHALL NOT BE LIABLE for any direct, indirect, incidental, consequential, or punitive damages
• This includes but is not limited to: trading losses, lost profits, loss of data, business interruption, or any other financial losses
• Our total liability to you for any claim shall not exceed the amount you paid for services in the 30 days preceding the claim
• We are not liable for errors, omissions, delays, or failures in service delivery
• We are not responsible for market movements, broker errors, or execution failures
• Force majeure events (natural disasters, wars, government actions, etc.) release us from all obligations

9. Indemnification

You agree to indemnify, defend, and hold harmless mrscalper and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use or misuse of our services
• Your violation of these Terms and Conditions
• Your violation of any laws or regulations
• Your trading decisions and their outcomes
• Any false or misleading information you provide
• Infringement of any third-party rights

10. Disclaimer of Warranties

• Services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind
• We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose
• We do not warrant that services will be uninterrupted, error-free, or secure
• We do not guarantee the accuracy, reliability, or completeness of any content
• You assume all risks associated with using our services

11. Privacy & Data Protection

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to:

• Collection and processing of your personal information
• Use of cookies and tracking technologies
• Communication via email, WhatsApp, SMS, or phone
• Data retention practices as outlined in our Privacy Policy

12. Modifications to Terms

• We reserve the right to modify these Terms and Conditions at any time
• Changes will be effective immediately upon posting on our website
• Continued use of services after changes constitutes acceptance
• We will make reasonable efforts to notify users of material changes
• It is your responsibility to review these terms periodically

13. Governing Law & Dispute Resolution

13.1 Governing Law:

• These terms shall be governed by the laws of India
• All disputes shall be subject to the exclusive jurisdiction of courts in Mumbai, Maharashtra

13.2 Dispute Resolution:

• Any disputes should first be attempted to be resolved through good-faith negotiations
• If negotiations fail, disputes may be resolved through arbitration in Mumbai
• Arbitration shall be conducted in English language
• You waive any right to participate in class-action lawsuits

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms and Conditions, together with our Disclaimer and Privacy Policy, constitute the entire agreement between you and mrscalper regarding the use of our services, superseding any prior agreements.

16. Contact Information

For questions, concerns, or support regarding these Terms and Conditions:

• Email: info@mrscalper.live
• Phone: +91 8691814369
• WhatsApp: +91 8691814369
• Address: Mumbai, Mahape, India
• Business Hours: Monday - Friday: 9:00 AM - 5:00 PM, Saturday: 9:00 AM - 1:00 PM